Whether you are looking to purchase your very first family home or build a profitable real estate investment portfolio, my advice remains the same: preparation beats panic every single time. I bridge the gap between technical real estate metrics and real-world family budgets. Leading fluently in both English and Spanish, I ensure that language is never a barrier and that you completely understand your transaction from start to finish.

Let’s connect today to simplify your real estate journey and securely open the door to your next chapter!

Technical & Transactional Specializations

Certified Loan Signing Agent & RON: In today's fast-paced market, convenience is everything. I offer a true all-in-one digital closing experience. Whether you are a local professional, a busy medical worker, or an out-of-state investor, we can legally and securely execute your closing and mortgage loan documents completely online from anywhere in the world.
Speciliazations
La Rosa Realty North Florida
Serving Jacksonville and All of Florida (With Multi-State Referral Networks)
Languages: Fluent in English & Spanish
🏅 Core Credentials & Certifications:
• Certified Remote Online Notary (RON)
• Certified Loan Signing Agent
• Military Relocation Professional (MRP)
• First-Time Home Buyer Specialis
Short Sales & Foreclosures (SFR®) Expert

New Home Buyer Orientations
Expert Negotiator
New Buyer and Seller Representative
Team Leader/Coach Certification
Multi-State Military & Healthcare Relocation Networktion

As a certified Military Relocation Professional (MRP) and a veteran advocate of family services, I deeply understand the tight timelines, intense logistics, and high-stakes transitions that military personnel and medical professionals face.
Based right here in Jacksonville, I personally handle transactions all across Florida while utilizing an elite, vetted partner network to seamlessly manage relocations to and from key hubs in Virginia, Georgia, and Hawaii.
I provide specialized, stress-free real estate and secure digital closing services within close proximity to major installations and medical centers, including:
• ⚓ Florida: Naval Air Station Jacksonville (NAS Jax), Naval Station Mayport, Naval Hospital Jacksonville, the world-renowned Mayo Clinic, UF Health Jacksonville, Ascension St. Vincent's Riverside, and HCA Florida Memorial Hospital.
• ⚔️ Virginia: Naval Station Norfolk, Joint Base Langley-Eustis, Fort Belvoir, and the comprehensive Sentara Healthcare and VCU Medical Center networks.
• 🍑 Georgia: Fort Stewart, Hunter Army Airfield, Naval Submarine Base Kings Bay, Emory University Hospital, and the Piedmont Healthcare networks.
• 🌴 Hawaii: Joint Base Pearl Harbor-Hickam, Marine Corps Base Hawaii (MCBH), Tripler Army Medical Center, and the Queen's Medical Center networks.

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Local Mortgage Providers

Aaron Duez – loanDepot
Address: 12724 Gran Bay Pkwy W., Ste 310, Jacksonville, FL 32258
Phone:(904) 716-7650
Email: aduez@loandepot.com
Specialties: VA, FHA, Conventional, Jumbo Loans

Ryan Proffitt – Guaranteed Rate Mortgage
Address: 12058 San Jose Blvd., Unit 402, Jacksonville, FL 32223
Phone:(904) 887-7926
Email: ryan.proffitt@rate.com
Specialties: VA, FHA, Conventional, First-Time Buyers

Jose Mesones – CMG Home Loans
Address: 7411 Fullerton Street, Suite 110, Jacksonville, FL 32256
Phone:(904) 528-2224
Email: jmesones@cmgfi.com
Specialties: VA, FHA, USDA/Agriculture, Conventional, HomeFundIt

Steven Hendren – DHI Mortgage
Address: 4220 Race Track Rd., Suite 900, St. Johns, FL 32259
Phone:(904) 421-4614
Email: SHendren@dhimortgage.com
Specialties: New Construction Financing, FHA, VA, Conventional

Felix Mercado – Lighthouse Mortgage Solutions
Address: Celebration Office / Regional Service FL
Phone:(917) 620-1028
Email: Felix@lighthousemtg.com
Specialties: VA Loans, FHA, Conventional, Real Estate Specialist

Buddy Rogers – NEO Mortgage
Address: 113 Nature Walk Parkway #101, St. Augustine, FL 32092
Phone:(904) 902-1616
Email: william@neomtg.com
Specialties: Local St. Augustine Market, VA, FHA, Conventional, Refinancing

Local Credit Unions (Excellent for VA, FHA & Ag Loans)

VyStar Credit Union (Corporate Headquarters)
Address: 76 S. Laura Street, Jacksonville, FL 32202
Phone:(904) 777-6000
Email: customercare@vystarcu.org
Specialties: Everyday Heroes Mortgage, VA, FHA, Land & Agricultural Financing

Community First Credit Union of Florida
Address: 637 N. Lee St, Jacksonville, FL 32204
Phone:(904) 354-8537
Email: CommunityFirst@c1cufl.org
Specialties: First-Time Homebuyer Programs, No Closing Cost Mortgages, Conventional, FHA

Florida Military & Veteran Resources

Florida Military & Family Resource Guide

Essential community links for families in Jacksonville, St. Johns, Tampa, Orlando, and Miami.

🚨 24/7 Crisis Support

Veterans Crisis Line: Dial 988 and then Press 1

FL Veterans Support Line: Dial 2-1-1 or 1-844-MyFLVet

Bases & Commands

NAS Jacksonville
Primary Navy air hub in NE Florida. Official Site
MacDill AFB (Tampa)
Home to CENTCOM and SOCOM. Official Site
U.S. Southern Command (Miami)
South Florida's major joint command. Official Site

Military-Friendly Schools

Look for "Purple Star" schools designated for excellence in military student support.

School Liaison Jacksonville (NAS JAX)
Phone: (904) 778-2236 School Liaison Office
School Liaison Miami (USAG Miami)
Phone: (305) 437-2633 Liaison Contact Info
Purple Star Schools
Statewide list of supportive campuses. View Florida List

Childcare & Fee Assistance

MCCYN (Fee Assistance)
Subsidies for community-based childcare. Apply for MCCYN
MilitaryChildCare.com
Universal gateway to find and request care. Find Child Care

VA Medical Centers

Orlando VA Medical Center
(407) 631-1000 | Lake Nona Visit Site
James A. Haley (Tampa)
(813) 972-2000 | Tampa Visit Site
Bruce W. Carter (Miami)
(305) 575-7000 | Miami Visit Site

Claims, Benefits & Counseling

County VSO Offices

Duval:(904) 255-5550
St. Johns:(904) 209-6160
Hillsborough:(813) 635-8316
Orange:(407) 836-8990

Counseling & Transition

MFLC (Confidential)
Free non-medical counseling. MFLC Locator
Wounded Warrior Project
HQ: Jacksonville, FL Official Site
K9s For Warriors
HQ: Ponte Vedra, FL Official Site

📋 Florida Property Management & Leasing Guide

Professional, stress-free rental management for Florida homeowners, landlords, and PCSing military personnel.

⚖️ Rules & Legal Compliance

We strictly enforce the Florida Residential Landlord and Tenant Act (Chapter 83) to protect your investment asset and minimize liability.

Strict adherence to Fair Housing Laws.
Legal handling of security deposits in Florida-based escrow accounts.
Enforcement of HOA rules, pet policies, and guest limits.

💰 Payments & Financials

We implement completely digital banking pipelines to ensure rapid funding velocity and transparent accounting.

Online tenant portals for fast ACH/Credit Card rent submission.
Strict late fee enforcement on the 5th of each month.
Direct deposit owner payouts with monthly accounting statements.

📜 Leases & Screening

Placing the right tenant is the single most critical step to preserving your property's market value.

Comprehensive credit, criminal, and eviction background checks.
Income verification requiring a minimum 3x rent-to-income ratio.
Legally binding, attorney-approved rental lease agreements.

🛠️ Maintenance & Inspections

Routine preservation prevents minor mechanical issues from escalating into major expensive capital expenses.

24/7 emergency dispatch for plumbing, electrical, and HVAC issues.
Network of licensed, insured, and thoroughly vetted local contractors.
Semi-annual interior/exterior safety and preservation inspections.

🎖️ Essential Insight for Military Landlords (SCRA & The Military Clause)

If you are leasing out your home due to a PCS move, or renting to a military family in Jacksonville, Tampa, or Orlando, all lease agreements must comply with the Servicemembers Civil Relief Act (SCRA). Under Florida Statute 83.682, active-duty tenants have the legal right to terminate their lease early with a 30-day written notice if they receive permanent change of station orders or a deployment mandate exceeding 90 days. We specialize in seamless lease transfers to ensure your property remains occupied and profitable during these military transitions.

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